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Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Sunday, January 11, 2015

Another year, another change

So, it's been almost two years - wow! - since my last post (which was, coincidentally, about transformation) and now I'm here to talk about what a difference a year (or two) makes.  Almost two years ago, I decided to pursue more of my digital design work due to competing priorities. This met with varying success - sometimes more business than I could handle on top of too much "day job" duties made me have to put it on hiatus for a while, then started up again last year.  I hadn't been blogging much in the past few years anyway, since work and Facebook seemed to be where most of my social time was spent.

Anyway, 2014 was full of challenges and rewards. Day job was a bear as always (working 50-100 hours per week), and my part-time gig, Sterling Design Studio, was also keeping me fairly busy. Then at the beginning of October, my wonderful boss was let go and our whole department was combined with another, less worker-friendly department in an unexpected restructuring.  From then onward, I was miserable, overworked, and really not liking the way things were headed.  I'd already been having to turn business away because of work conflicts, but with the new supervisor, I was going to have to cut back or even quit the artwork altogether.

About that time I ran across three things that had a major impact:  the books "Be a Free Range Human" by Marianne Cantwell and "Escape From Cubicle Nation" by Pamela Slim, and this video of a commencement speech by Jim Carrey. 



http://www.buzzfeed.com/maycie/this-61-second-video-of-jim-carreys-commencement-speech-will?utm_term=.da6OkYAZq&sub=3324049_3121257

There's more about what transpired here (SM Freedman Blog) in an interview that I gave to S.M. Freedman, author of the "The Faithful" and one of my clients.  (Side note regarding that book: one of Oprah Winfrey's staff read it and liked it enough to give to Oprah to read, and suggested it for her book club. Congratulations to S.M. Freedman - a great writer and a wonderful person!)  

Anyway, to make a long story short:  I quit my day job. Am now a full-time artist and writer - just like I've always wanted to be. :)  Where it will lead from here, who knows... but at least I plan on enjoying the journey while I can.

So, that's my recent big news - what's up in your world that you'd like to share?


Monday, October 01, 2012

Magical Mondays: The Power of Positive Visualization, Part 2

Well, I decided to not go into too much more detail about the last post and risk boring you. So, to cut a long story short: I did reach (and surpass) all those monetary goals that I kept in mind, one after the other.

First $9/hr, then $15/hr, then $64K/yr, and the one after $64k/yr -- $120K/yr -- is now within a few months of my reach should I continue to pursue it.  In fact, I've already crossed that one off my list and moved the next goal into first place, even though technically, I'm not there yet.  It's just that I KNOW I could if I wanted. All I have to do is switch from employee to consultant, which I might do next year.

Keeping goals firmly in mind -- and believing you'll reach them -- really works, folks.

Even for healing, as we can see from the placebo effect.

Definition of Placebo effect

(from http://www.medterms.com/script/main/art.asp?articlekey=31481)_

Placebo effect: Also called the placebo response. A remarkable phenomenon in which a placebo -- a fake treatment, an inactive substance like sugar, distilled water, or saline solution -- can sometimes improve a patient's condition simply because the person has the expectation that it will be helpful. Expectation to plays a potent role in the placebo effect. The more a person believes they are going to benefit from a treatment, the more likely it is that they will experience a benefit. (highlight and italics mine)

In 2006, I was at work and had sudden, bad chest pain. I went to the ER and they took some images. The first one, on 6/22, showed evidence of a compression fracture. I saw a specialist who looked at the images and agreed. He wanted me to wear a back brace, which I didn't really want to do. When I went to be fitted for the brace, the office I had to go to was closed and it would be a couple of weeks before I go again. 

Over the next two weeks, every single day and several times a day, I strongly visualized my back healing and repeated over and over, "my back is completely healed."  I believed it would work, and was already feeling better by the time I went back for the second set of images on 7/9.

 Below are the results from my own medical record taken 17 days apart.




Of course, people could always come up with alternative explanations for what happened; however, I believed that my back was healthy, and it was. Yet, that's mild compared to what others have been through, and their sheer determination to overcome difficulties.  Morris Goodman comes to mind, and I know there are many others out there as well.

Do you have any stories you'd like to share about the power of positive thinking in your life?

Sunday, September 23, 2012

Magical Mondays: The Power of Positive Visualization

In my last blog, I stated that I wanted to share some experiences with you that I felt spoke to the truth of Napoleon Hill’s (and others) assertion that positive visualization and belief in ones' abilities can make a great impact in our lives. But before I get any further into it, I’d like to state that I have NOTHING against working in a factory, nor against accepting aid when needed (you'll see why I say that in just a minute). I’m merely relating some things that were told to me some years ago.


The Conspiring Universe, Part 1

When I filed for divorce from my daughter's father in 1996, I had only a high school education, had been a homemaker for the past 10 years, had no technical skills, and had almost no real work experience to speak of. 

My ex-husband--and even my own lawyer!--advised me not to divorce; they both claimed I would never be able to have more than what I had then, due to my lack of education, being out of the workforce for ten years, and because I’d end up a single mother. The lawyer said I would never remarry (according to him, divorced women in their 30’s never remarry) and that I would either have to work in a factory for the rest of my life or have to go on welfare.

My ex at least had a little more faith in me. He said that if I learned to type, I might get a job making $7.00 an hour working as a secretary (minimum wage at that time was around $5 an hour).  I looked at both of them and thought, "You don't know me."

I made up my mind in that moment to start working at $9.00 hour somehow (in my inexperience, I thought that was a lot of money). And even though I had no idea how I would get there, over the next several weeks I kept picturing myself holding a paycheck with those wages. Once the divorce was final, I applied to a temp agency, and the first job I got was in credit and collections for $9.00 hour.

When that job ended a few months later, I knew $9/hr wasn’t going to be enough to raise a child, and wondered what my next step should be. By “chance” (more about that another time) I found some free classes that offered to help under-employed workers and displaced homemakers. I applied for and was accepted into the classes, and one of the things I had to do for them was listen to tapes on positive visualization.

I was supposed to lie down and meditate every day on what success would look like for me. According to the tapes, I was supposed to "set the dream and grow into it" by writing down a couple of goals that were well beyond my current reach, and work toward them. The first goal was to be a "starter" goal, and the second, an even bigger goal. The idea was that once you reached the first goal, the second goal moved into the first position, and another, larger goal was to be set for the second.

I wrote down my first two things: one, to work as an admin assistant for $15.00 an hour; and two, to somehow, some way, earn $64,000 a year. Mind you, at that time, I still thought $15/hour was a complete impossibility given my lack of education and skills – I still couldn’t even type! 

And the second goal, 64K a year? Ridiculous! I thought I would have to get at least a Master’s degree for that, and I hadn’t the money nor the time to pursue such a goal. However, I did take some of what little money I had and enrolled in a typing class, as well as a basic computer course.

That was the start of what I would remember some years later, when I read the quote by Ralph Waldo Emerson: “Once you make a decision, the universe conspires to make it happen.”

Saturday, May 28, 2011

Like night and day

Some of you know that it recently seemed all the technology planets were aligned against me: I lost the use of my car, cell phone, computer and alphasmart all in one blow.

Well, the mechanic to whom I had been taking my car for a while, and to whom I had already given tons of money, told me it was going to cost around $1200 to make the car safe to drive again. Told me lots of scary stories of why it wasn't safe to keep driving. Since $1200 is what I pay for rent each month, there was no way I could afford that, so I just had to let the car sit in the driveway and walk to the train station to go to work. 

Now, my daughter just came home from school last week, and bless her lazy little heart, she just couldn't go without a car, and wouldn't/couldn't possibly drive it with someone following her to the shop, so she called another shop and had them come pick it for her while I was at work.

They had it for a day and half and came back with the following verdict:  the noise it was making was from carbon on the pistons which they cleaned off; the front brakes were a little rusty, but still ok for now, and other than that, they said, nothing was wrong with the car. Total cost of repair: $45.00. They didn't even charge me for picking it up.

Obviously, my trust had been misplaced in an opportunistic and unscrupulous shop ower who saw a single woman walk in and went, "Ca-ching!"  Unlike Frank Pasquesi, who didn't try to take advantage of the situation.

But there was more to come in my tech-challenged days.  Not  only did Pasquesi Auto prove themselves to be angels in a time of need, so did Evan Marshall and Edie Ramer.

When I lost my computer, I lost downloaded software, one of which was the Marshall Plan Novel Writing Software.  I sent Evan Marshall an email, and he quickly responded, freely replacing the software for me, and was very supportive and kind.

When Edie heard that I'd lost my Alphasmart, she immediately mailed me hers since she was no longer using it.  It was (is!) a huge help, and I'm very grateful. 

So, thank you again Edie Ramer, Evan Marshall, and Frank Pasquesi!

Has anyone recently proved themselves to be trustworthy, kind, and worth their weight in gold in your life?

Wednesday, July 14, 2010

Dream a little dream with me...

Amber Scott had a fun challenge on her blog the other day. Basically, it's a 10 minute meditation/positive visualization exercise where you hold a strong image of your heart's desire in your mind for ten minutes a day for one week. She is going to check back on everyone in a week to see how they feel.

I threw my hat in the ring... sat down to do my ten minutes... and realized I had no idea what my heart's desire really was! That turned into two days of just spending those ten daily minutes asking my subconscious to dig up what I really wanted, what would make me glow with happiness. But make it something selfish, please. Sure, we'd all like world peace, an end to hunger, etc. But what about ME? What would tingle my pringle in the meantime while we're all hoping for whirled peas?

Then, quite strongly, I had an image of myself in the kitchen, painting. It was a flashback to a day when I realized I was really happy, and that I had never been so happy in my life. That was almost three years ago now, and I haven't felt that good since. I miss it. And the key to that happiness was that I was solely working for myself, on my own schedule, doing the things I love to do. I was writing, painting, and sculpting daily. My daughter and I were spending enjoyable moments together - there was no stress of going to a day job I hated. I had enough money to get by then. That was it. That's what I want.

That's not too much to ask, is it? Now, you try it. Feel free to share it here if you want, or just hold it close to your heart and smile mysteriously. :)

Meanwhile, today is my daughter's 18th birthday, Lana Gramlich has a new book of her photographs out, and her husband, Charles, just published a collection of Westerns. Congratulations to all. :)

Wednesday, February 17, 2010

Just Some Good Stuff on a Wednesday Afternoon :)

Fascinating information about self-publishing to Kindle by JA Konrath:

Kudzu and Kindle

The last two books I've read:

Original Sin by Allison Brennan....
http://www.randomhouse.com/catalog/display.pperl/9780345511676.html

Just.... Wow. Fast paced, enjoyable, creepy at times. Good stuff.












Never After by Laurell K. Hamilton and others... Fractured fairy tales at their finest. :) http://www.amazon.com/Never-After-Laurell-K-Hamilton/dp/0515147281

Saturday, March 29, 2008

Magical Mondays - Timeless Advice

(Ok, it's Saturday, but I've got so much to do this weekend, I'm afraid I'll forget by Monday! LOL)

I leave you with a message from Napoleon Hill. The ending is really special.

Thursday, February 15, 2007

Sink or Swim

Someone I work with mentioned today how many times she felt like she'd quit if she didn't have a mortgage, then went on to say that there were dreams she'd had of starting her own business, but was afraid to pursue it because she was afraid of not having enough money to get by in the beginning. She then said that she was starting to think that if she ever took the plunge, she'd probably work harder at it because it would be sink or swim. She was questioning whether to just forge ahead and damn the torpedoes, as several other people she knew had done.

I nearly fell over, because before she started talking, I had just been thinking that exact same thing. I keep telling myself to hang on a little longer, until I have enough money saved to last a while, but then some days I feel like I can't hold out a second longer. I've been wondering if I should just take the plunge and know that I had to make a success of what I wanted to do because there would be nothing to fall back on.

It's hard to balance dreams and responsibility. I have a responsibility to my daughter to make sure we have a roof over our heads along with food & clothing. I have a responsibility to the credit card companies I do business with to not file for bankruptcy. ;)

But don't I also have a responsibility to myself to live a good, full, and fulfilling life? Just how selfish can I be? Who'll care two thousand years from now if I quit my job or not? Of course, my daughter will care significantly for the next 4-8 years at least. (rest of high school & college) But to comment on the obvious: life is short, and nothing is guaranteed.

Today, Edie at Magical Musings asked the question, "Do you wake up planning on doing one thing and knowing you should do another?"

My answer: Every single day.

The question I ask is, what is it I truly ought to be doing? Recently (and unfortunately, I can't recall exactly where at this moment), I read that if at any time we ever desire to create--to play music, to write, to dance, to paint, even to start our own business--it is the Universal Spirit attempting to create through us; and should we heed this, we will be led in the right direction. I'd like to believe that. The risks are more than a little scary, though. Do I follow my dreams and perhaps fall on my face, or do I stay in a "safe" place (that could turn me loose at any moment anyway, should they fall into trouble) - how do I hedge my bets?


Do you ever feel that way?

Thursday, January 11, 2007

Thrifty Thursdays

The UPS man just left behind a box of seven books that I had ordered using the book store gift card my brother gave me for Christmas. I wish now that I'd had my epiphany from earlier this week before I ordered the books--I might have made some changes. For example, I would have bought another copy of "Your Money or Your Life" by Joe Dominguez--a book I had before, but accidentally gave away. (don't ask)

However, I'm still excited by what I did get. I went crazy in the bargain bin - seven books under $25 - I think that's thrifty. :)

Among them were "Ciao Italia - Bringing Italy Home: Regional Recipes, Flavors and Traditions as Seen on the Public Television Series Ciao Italia" by Mary Ann Esposito (I always loved that show); "Edit Yourself: A Manual for Everyone Who Works with Words" by Bruce Ross-Larson (I need that - I can edit others, but not myself); "The Element Encyclopedia of Magical Creatures" by John & Caitlin Matthews (I've heard this is great for people who write books with magical elements) and Stephen R. Covey's "First Things First."

Looking at the Covey book, I was a little sceptical about somebody known for working with corporate leaders being able to put "first things first", but I came across this in the first few pages. After explaining some of the sections, he says: "Finally, we'll take a look at "first things"--and our basic human needs and capacities to live, to love, to learn, and to leave a legacy--and how to put them first by using our inner compass to align our lives with the "true north" realities that govern quality of life."

Aligning our lives with our "true north." I like that idea. I'll let you know more about the book once I finish reading it. In the meantime, as you can tell by the existential angst I've been pouring over this blog the past few days, I'm desperately trying to align my outer life with my inner life. I'm truly a simple person at heart; I could easily live in a one-room cabin in the woods (as long as I had an Internet connection *g*) and be quite content. I've read lots over the years about women who turned their backs on the corporate world, or head out to the country because it was a long-standing dream, or who raised families on their own with very little money--sometimes because they had no choice, sometimes because they chose to spend more time with their families. I find them inspirational.

Since I'm fairly tired right now, and since my computer keeps freezing, I'm just going to leave you with a link and a small tip. The link, The Garden of Simplicity by Duane Elgin has a nice article about the meaning of simplicity. As for the tip, if you've ever read a woman's magazine in your life you may have read this before; if not, here's one of my favorite "frugal living" tips. :)

Save the wrappers from sticks of butter or margarine. There's still enough butter on the wrapper that you can use it to grease baking pans. (You can keep them in a baggie in the refrigerator - if you have more than one, put a piece of wax paper between.) It really does make a nice, quick way to grease cake pans without wasting anything.

Wednesday, January 10, 2007

Writing Wednesdays

OK, yeah. I designated Wednesdays for writing topics, but things have been happening lately that are demanding my attention, causing me to question what I’ve been doing with my time, my skills, and my life and I can't seem to focus on much else. I suppose it’s timely--starting a new year defining ones values is not a bad thing, and I feel like I’ve not been making the best use of my time on earth lately.

Two more things happened today (that’s two in a long list of things) that pressed home the point yet again. One was a long, dreary staff meeting where I had to listen to other people being given sole credit for projects that I not only initiated, but also planned, developed and implemented through many hours of hard work. The other was a phone call from one of my daughter’s teachers about how she’s been cutting class and is close to failing. That’s been going on for a while now, and Emily is a very bright girl so there’s no academic excuse for her bad grades.

Obviously, something is wrong and I’m asking myself, I’ve been working long hours to provide a certain level of income for what? I know this is a common occurrence; if it weren’t, there wouldn’t be such sayings as “No one ever said on their deathbed, ‘I wish I’d spent more time at the office.’” And while from time to time I have made breaks away from it, attempting to put first things first, it seems like I repeatedly allowed myself to be sucked back into the money-work-stress cycle.

I remember thinking some years ago that if I just had more money, everything would be okay. Well, now I’m making forty thousand more per year than I was then. (Not that I’m well off by any means; the fact that I’m up 40K simply speaks to how poor I was.) However, I’m no happier now than I was then. I’m just as stressed worrying about my kid, just as unhappy that I don’t have the time or energy to pursue the things I enjoy. So I asked myself, since money didn’t make a difference, what would? What am I missing? The answer was clear: time and purpose. I’ve been lacking both--then and now.

Actually, I’ve changed jobs on a couple of occasions to give myself more time, but I realize now that I still lacked purpose; or else, didn’t commit fully to whatever purpose I’d used as an excuse for quitting. I think those times I switched jobs was simply because I was burnt out, but told myself I was doing it for better reasons; yet once the fear of poverty set in, I went back to the grind.

I just took some time off from writing this blog to have a long talk with my daughter. After our discussion about her grades, I also told her that I’m going to ask my boss if I can go to part-time. Her first words were (in a panicky voice), “But won’t that mean you’ll be paid less?” I said yes, but the money wasn’t worth giving up my life. She said it would be for her. That led to a long discussion about values, reminders of how we lived before vs. how we live now and if we truly were any happier, and how short and unpredictable life really is: my younger brother died suddenly a couple of years ago from heart failure; he was only 31. I don’t expect her to change her way of thinking overnight, but I believe the seed was planted that one thing we can’t buy is the most valuable thing we can have: time for our loved ones, time for ourselves.

Now, I’ll try to bring this back around to writing. :) Going part-time will only just cover the bills. But the freedom to spend time with her, to give her the attention she needs, to do the things that make me happy such as writing and painting--that’s priceless. I believe I can only become a better writer, painter and most importantly, mother, because of it.

Sunday, December 10, 2006

An Attitude of Gratitude

I took another suggestion from the book "Write it Down, Make it Happen" and wrote "Thanks!" on the memo line of bills I paid today. Surprisingly, it did make parting with that money a little easier. :)

For example, when writing a rather large check to pay my electric heating bill, I thought about how hard the people work to make sure my place is warm - the electric company men & women who come out in all weather & all hours doing the best they can when the electricity goes out due to storms; the people entering the data from my check so that my bill gets paid on time and my electricity stays on - for you, I'm grateful. :) I'm also grateful I for the fact that I had the money to pay it with in the first place, and for the people working at the bank who process the checks too. So when I wrote "thanks" on the memo line next to my account number, I meant it. I still had to pay the bill, but at least it wasn't quite as painful. :)

I hope I can remember to be grateful more often.